Regulation

American National Bank in Oakland Park, Fla., has been freed from an enforcement action from the Office of the Comptroller of the Currency.

The chamber is scheduled to consider legislation this week that would drastically alter the structure of the Consumer Financial Protection Bureau.

Regulators are facing mounting pressure from lawmakers and the financial industry to address ongoing concerns about the treatment of collateralized loan obligations under the Dodd-Frank Act, which critics warn could effectively destroy the market.

Continued focus on this single, but complex Dodd-Frank provision will distract bank managers and regulators from finding ways to make the global financial system healthier.

The Federal Reserve Board will expand the amount of information it releases about bank applications starting in the second half of this year, the agency said Monday.

Attorney General Eric Holder is urging Congress to require companies to promptly alert consumers and law enforcement authorities to significant data breaches.

Prohibiting future ownership of unstable CLOs is probably a good thing. Forcing a select group of banks, however, to sell these assets over a short time is not the optimal solution.

Ameris Bancorp (ABCB) in Moultrie, Ga., has received regulatory approval to buy back its remaining preferred stock tied to the Troubled Asset Relief Program.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

As Fannie Mae reports another big profit and the repayment of its government bailout, key questions remain about the size of taxpayers' return and the mortgage giant’s business model.