Regulation

The cap on the size of mortgages that government-sponsored enterprises can guarantee will remain unchanged at the start of 2014.

Big-bank executives should finalize living wills, hold each other publicly accountable and re-teach ethics training within their rank-and-file if they hope to escape an escalated regulatory crackdown.

WASHINGTON — Higher interest rates and elevated litigation expenses at one large bank last quarter led to the industry's first year-over-year earnings decline in more than four years.

The Federal Deposit Insurance Corp.'s inspector general said in a report Friday that there must be stronger coordination between agency divisions to carry out Dodd-Frank responsibilities dealing with the resolution of failed behemoths.

Modern giants are likely to behave at least as badly as their World War II counterparts.

First Merchants (FRME) in Muncie, Ind., has exited the Small Business Lending Fund.

If consumers were worried about a government shutdown or stalled debt ceiling talks affecting the economy, they didn’t show it by holding off on credit card spending in October, a First Data Corp. report indicates.

Wall Street banks reeling from a flurry of activity by departing U.S. Commodity Futures Trading Commission Chairman Gary Gensler are considering taking the agency to court.

Lenders’ choices today are stark: Make Qualified Mortgage loans and risk being sued under the disparate-impact doctrine; make non-QM loans and risk being sued under the ability-to-pay-doctrine; or sell their loans to Fannie Mae and Freddie Mac.

Former Chairman of the House Financial Services Committee Barney Frank called Friday for both stringent standards and lenient enforcement around the 2010 Dodd-Frank law's Volcker Rule.