Regulation

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

Removing enforcement personnel from exams is just the start to a broad overhaul designed to make the process faster and free up personnel to pursue their own investigations outside of exams, according to Steven Antonakes, the CFPB's No. 2.

Regulators have proposed new rules that would require banks to accept private flood insurance on homes in high-risk areas.

The Consumer Financial Protection Bureau penalized two nonbank mortgage lenders, Mortgage Master and Washington Federal, for failure to properly comply with the Home Mortgage Disclosure Act of 1975.

Even though the U.S. payments industry's regulatory environment can be difficult for startups, there is plenty of investment being made in the market for new disruptive technologies.

The Office of the Comptroller of the Currency has updated its accounting guidelines to reflect the new regulatory-capital requirements outlined in Basel III set to take effect next year.

The Treasury Department expects to receive roughly $66 million from a recent auction of stakes it owns in seven banks from the Troubled Asset Relief Program.

A law intended to make the National Flood Insurance Program sustainable could force many owners out of their homes and hurt the housing recovery.

A lesson for Congress in liquidity risk and market contagion.