Regulation

Bank of Wausau was shut down by Wisconsin regulators Friday.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

EMV chips improve security over magnetic-stripe cards, but they have not been easy to implement. Years ago, a Forrester analyst said "the U.S. is going to adopt EMV in about the same way the U.S. adopted the metric system — somewhere between kicking and screaming and not at all." What have been the biggest hurdles?

A search committee has been assigned to find a successor for Sandra Pianalto, president of the Federal Reserve Bank of Cleveland, who plans to retire next year.

The Hill newspaper has named 18 of Washington's biggest power brokers who are most likely to influence financial policy decisions related to the implementation of the Dodd-Frank Act this fall.

The Consumer Financial Protection Bureau and the Department of Justice have launched an investigation into PNC Financial Services for possible discrimination on the pricing of certain mortgages.

The Hill newspaper named 18 insiders likely to influence efforts in the coming weeks related to the implementation of the Dodd-Frank Act, including JPMorgan Chase CEO Jamie Dimon, CFPB Director Richard Cordray and CBA President Richard Hunt.

As the pace of the GSE reform efforts appears to be quickening, we offer the following frequently asked questions about what the Obama administration wants, widening Democratic support for a bill, and when GSE reform is likely to happen.

Government debt and other "safe" assets are still plentiful, but the huge demand for Treasuries and other risk-free securities in light of new capital and liquidity rules has sparked concern about their long-term availability.

Regulators are examining loans originated by National City, which PNC bought in 2008, suggesting they might have been priced to have a "disparate impact" on minority borrowers.