Regulation

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

The National Community Reinvestment Coalition and other consumer groups say the bank regulators did not go far enough in proposing changes to Community Reinvestment Act examinations.

The $9.3 billion foreclosure settlement might not have provided a lot of monetary relief, but it provided plenty of comic relief for viewers of the Daily Show.

After receiving thousands of complaints from consumers, the Consumer Financial Protection Bureau is encouraging private student lenders and the government to help lower payments for borrowers.

Fed Chairman Ben Bernanke highlighted ongoing efforts to monitor threats and vulnerabilities in four critical areas: systemically important financial institutions, shadow banking, asset markets, and the nonfinancial sector.

Banks, conflicted by moral hazard, will always fight for maximum FDIC coverage at the least possible cost, since the FDIC is ultimately backed by Other People’s Money.

A debt settlement firm and its owner were charged with mail fraud, wire fraud and conspiracy in what prosecutors call a four-year scheme that bilked customers to pay expenses at a nightclub, luxury car leases and credit card bills.

California accused JPMorgan of illegal tactics to sue thousands of credit card borrowers behind on their debts, including "robo-signing."

The masterminds behind the recent crime spree that netted $45 million in fraudulent ATM withdrawals focused their attention on prepaid cards, highlighting yet another risk banks face when offering such products.

Federal Reserve Board Gov. Elizabeth Duke expressed concerns Thursday that new mortgage rules released in January could hold back the flow of credit for weaker borrowers in the current "murky" mortgage market.