Regulation

Risk management still has its weak spots, despite the valuable lessons banks learned from the financial crisis. Practitioners wonder if stopping the next blow-up is even a reasonable goal for the profession.

Bankers can declare an end to their summer of scandal now that Labor Day is done — but it remains to be seen whether the next few months will be any better.

Lenders embrace the concept of simpler mortgage disclosures but want the bureau to fix shortcomings of the APR before making it the focal point of rule changes.

A consumer group questions why the top five mortgage servicers are getting credit under the $25 billion national mortgage settlement for forgiving principal in short sales when the goal of the program is to keep borrowers in their homes.

The Treasury Department has investigated nine community banks that failed since 2007 for possible criminal conduct that led to their failures. The cases have since been closed, and the agency has elected against filing lawsuits in every case.

Mitt Romney has stated he wants to repeal Dodd-Frank, but GOP members of Congress at the convention in Tampa indicated they're more likely to target the legislation in pieces.

Couple says President Obama, not the banks, is to blame for refinancing difficulty.

Texas congressman, a possible successor to Spencer Bachus as chairman of the Financial Services Committee, say for now he is focused on presidential race between Mitt Romney and Barack Obama.

The Federal Housing Finance Agency announced Friday that it has instructed Fannie Mae and Freddie Mac to raise the fees they charge lenders on loan guarantees in hopes of creating more private-sector competition in the secondary loan market.

The so-called bad bank Spain's government will set up to take soured real estate from the lenders it has bailed out will seek private investors and try to sell the assets over 10 to 15 years.