Regulation

Despite warnings of the potential dire consequences, a steady stream of government policies enabled and encouraged banks to make mortgages to people who could not afford them.

Just in case you thought otherwise, the Treasury Department has released an infographic outlining how Wall Street reform helps to strengthen small banks.

The break up with JTH Tax comes months after Kentucky's Republic Bancorp agreed to end its refund-anticipation loan program as part of a settlement with the FDIC.

An estimated 641 collection agencies and creditors were sued in the first half of August as the pace for Fair Debt Collection Practices Act cases picks up, according to U.S. district courts.

Should San Bernardino's plan to seize underwater mortgages through eminent domain move forward, its home values would likely plummet and local credit would dry up.

Mitt Romney is not against banking regulation per se, he explained to Time magazine last week.

In two lengthy interviews, John Walsh, the acting head of the OCC for nearly two years, offers his candid views on a range of subjects, including the FSOC's effectiveness and the reform idea he believes is "something worth dying for."

Few banks with trust-preferred debt would fall below the Basel III capital minimum without the securities. Many are using the phase-out as an opportunity to retire the high-cost funding.

The real-estate industry is using this week's Republican convention to flex its political muscles, defending the tax deduction for mortgage interest and calling for changes to the qualified residential mortgage exception.

The central bank's most recent Beige Book finds disparities both between and within regional districts about the appetite for new loans.