Regulation

Payments-industry rivals sometimes put their differences aside to achieve a common goal.

Kentucky First Federal Bancorp (KFFB) is seeking to waive its right to receive a dividend despite lingering uncertainty as to whether regulators will allow mutual holding companies to make that move.

About 6,000 U.S. banks, including those as small as $500 million in assets, are required to implement the "standardized" approach in Basel III. Ernst & Young's Peter Davis discusses the extent of the changes they face.

Big banks have been working to implement Basel II for a decade and still are not live under the rules. So how difficult will it be for them to comply with the more stringent requirements coming in Basel III? Very, says Ernst & Young's Peter Davis.

Ernst & Young's Peter Davis highlights key differences between the U.S. and international standards under Basel III and discusses whether the U.S. rules are tougher.

A controversial proposal to seize underwater mortgages through eminent domain faces significant legal challenges in California because the three municipalities do not have statutory authority to convey loans to a private company.

The Treasury Department recouped $62.4 million in its latest auction of the securities it owns from the Troubled Asset Relief Program, but it was unable to find a buyer for shares Guaranty Federal Bancshares in Springfield, Mo.

Politicians, regulators and lenders still have much to learn from a period dominated by the "affordable housing" ideology.

Federal agencies intervened in the private student-loan market during the financial crisis and could play a future role, said Rohit Chopra, the Consumer Financial Protection Bureau's student-loan ombudsman.

The FDIC is appealing a ruling that barred it from pursuing simple negligence claims against officers and directors of a failed bank. If the agency loses, it could have a difficult time replenishing the Deposit Insurance Fund.