Regulation

Sens. Jeff Merkley and Carl Levin on Thursday urged regulators not to delay writing a strong rule that would ban banks from proprietary trading.

A surge in mortgage lending drove strong profits for banks of all sizes in the first quarter, with some banks attributing the improvement to new regulations.

Arnold Schwarzenegger said, when he was first elected as governor of California, that he wanted to "blow up the boxes" of the state bureaucracy.

The House on Wednesday easily approved a bill that would provide small banks an exemption from clearing requirements for swaps under the Dodd-Frank Act.

American Banker apparently feels duty-bound to publish a story whenever it learns of a credit union that is not supporting the industry’s effort to enact legislation raising the cap that now constrains credit unions' ability to lend to small businesses ("Third Credit Union Dissents on Business Lending Bill," April 23).

Despite a growing number of calls from policymakers and regulators to break up the biggest banks, Fed Chairman Ben Bernanke instead endorsed a batch of rules under Dodd-Frank that discouraged banks from becoming too large and overly complex.

Senate Democrats held a hearing Wednesday to build support for further expansions to the Obama administration's flagship refinance program.

A growing cadre of policymakers and regulators are arguing to break up the big banks. Here's why it's a bad idea.

Most shareholders are not activists. Relatively few voice displeasure over executive pay, or other issues such as reappointment of ineffective audit firms. About the only thing they do wake up for is to complain about poor dividends.

One of the most important regulatory decisions currently facing the Consumer Financial Protection Bureau is how to define the characteristics of a "qualified mortgage." This decision will have an enormous impact on the mortgage markets, and will ultimately determine the types of mortgages generally available in the United States, and the minimum qualifications for those seeking to obtain a home loan.