Regulation

Some analysts believe the time is ripe for second-step conversions by mutual holding companies. Still, some bankers believe the floodgates will remain closed until regulators decide to let MHCs pay a special dividend before converting.

In first speech as comptroller, Curry touts the benefits of the national charter for community banks and thrifts as more consider flipping to state charters.

Federal banking regulators are demanding changes to a proposed $1.5 million settlement between Colonial Bank's former parent company and ex-leaders of the failed bank, including Bobby Lowder, the Auburn University booster who once served as chief executive.

Patience has been a common virtue for businesses, financial institutions or agencies seeking to convert consumers to electronic payments and do away from paper checks.

Big cost hits on debit and credit cards have already happened, and the Consumer Financial Protection Bureau has not made any overly threatening moves yet, Davis says.

The state of Hawaii has sued seven major credit card issuers over the marketing of credit card insurance-like products, known as payment protection plans.

Grant Thornton has hired a former Federal Deposit Insurance Corp. employee as a managing director in its national bank regulatory practice.

Too-big-to-fail stifles economic growth. Oligopolies and asset concentration strangle competition and suppress innovation, job creation and free markets in financial services, as they once did in oil, steel and telecommunications.

How misleading claims by both credit unions and banks are clouding the debate over business lending at the non-profits.

A broad coalition of housing advocates and banking industry trade groups called on the Consumer Financial Protection Bureau Monday to broadly define "qualified mortgage" when it issues a final rule this year.