Regulation

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Why did the Senate confirm Martin Gruenberg as a board member of the FDIC but not the agency's chairman? We seek to answer this and other questions, including how it will impact banks and the agency itself.

To borrow from Mr. Becker's disingenuous BankThink piece ("More Credit Union Business Lending Would Boost Economy"), it's time for our nation's leaders to get serious about credit unions.

Participants in a recent American Banker roundtable debate to what extent tougher supervision for banks above $50 billion of assets will deter deals among banks below the threshold.

Legislators are considering a proposed tax overhaul that would move $30 million of taxes from community banks to larger banks. With smaller bills, community banks say they can lend more.

Industry lawyer and former Comptroller of the Currency Jerry Hawke makes the case against further regulation of money market funds.

Does the Fed print money? Are its asset purchases increasing the deficit? Federal Reserve Board Chairman Ben Bernanke sought to put commonly-held beliefs to rest in a lecture to students.

U.S. Bancorp is pulling out of the private student loans market, as banking regulators step up their scrutiny of the products. JPMorgan Chase is also cutting back on student lending.

BancTrust Financial Group (BTFG), a troubled Mobile, Ala., company that is looking for a buyer, has bought itself time to find one after reaching a deal to delay interest payments on a $20 million loan outstanding to the Federal Deposit Insurance Corp.

The banking industry, its management teams and boards of directors have been served notice that much more will be required of them.