Regulation

The Federal Reserve Board on Friday issued guidance to community bank examiners on what they should consider when upgrading an institution's supervisory rating.

The Federal Reserve Board said Friday it will give the industry more time to weigh in on a batch of rules that will impact how much capital banks must hold

After more than 25 years as national bank, Equity Bank in Andover, Kan., is switching to a state charter.

Dorsey Thornton & Associates LLC, a Georgia-based collection company, entered into a $15.5 million settlement agreement with the state's Governor's Office of Consumer Protection to resolve allegations that the agency harassed and deceived thousands of consumers.

One has to admire the tenacity of the credit union lobby. Once again, a handful of very large credit unions are putting pressure on Congressional officials to pass legislation that will increase credit unions' business lending authority from 12.5 percent of their total assets to 27.5 percent. The commercial banking industry has fought off similar attempts for such expansion in previous Congressional sessions and we are working hard to do so once again.

A decision by a Georgia judge this week raised new obstacles in the Federal Deposit Insurance Corp.'s claims against former managers of the failed Integrity Bank.

Citizens Republic Bancorp Inc. in Flint. Mich., would need to increase its size by roughly 25% to offset any costs associated with crossing the $10 billion-asset threshold, according to Chief Executive Cathleen Nash.

Sen. Richard Durbin on Thursday blasted Bank of America following a report that the firm is weighing new fees for certain checking account holders.

Community banks are warning Congress that allowing interest to be paid on such accounts will help large banks and hurt local communities, but they appear to be gaining little traction.

JPMorgan Chase & Co. Chairman and Chief Executive Jamie Dimon said new deposit fee restrictions have compelled the New York company to shy away from building new branches in lower-income areas.