Regulation

Is it worth delaying a bottoming-out of the housing market, and allowing some delinquent borrowers to freeload for a time, in order to prevent the rare but documented instances of someone being wrongly foreclosed on?

Senate Banking Committee members remain far more worried about the Consumer Financial Protection Bureau's governance than its prospective leader.

The FDIC has terminated its consent order against Clarkston State Bank in Michigan after the bank recapitalized with investments from private citizens and current board members and made improvements in managing its loan portfolio.

In New Zealand, three Hells Angels' gang members were among four men arrested last week in an operation to target unlawful debt collections.

Dodd-Frank gives the Consumer Financial Protection Bureau the authority to prohibit abusive practices, but just what does "abusive" mean? Banks and their lawyers are struggling to figure it out.

The federal agency that oversees Fannie Mae and Freddie Mac filed lawsuits Friday against 17 financial institutions, including some of the largest American banks, alleging that they made misrepresentations when they sold private-label mortgage-backed securities to Fannie and Freddie.

A single acquirer picked up the operations of two failed Georgia banks late Friday in a deal costing the Federal Deposit Insurance Corp. nearly $72 million.

The state attorneys general have a secret weapon in their negotiations with the largest mortgage servicers: the results of a HUD investigation into the banks' robo-signing practices.

Investor's stake in the future of Bank of America shows a boldness that banks now lack.

Regulators have pushed Bank of America Corp. to show what measures it could take if conditions worsen for the Charlotte, N.C., lender, according to people familiar with the situation.