Resources

Join experts from Plaid and Experian for a timely conversation on how cash flow data can transform lending for banks. Beyond real-time transaction insights, cash flow data reveals behavioral patterns—how consumers manage, move, and engage with their money—that can signal shifts in credit risk.

Learn actionable strategies to create customer-centric interactions that set your institution apart in an increasingly competitive marketplace.

Financial institutions need a better toolkit to balance fraud prevention and the customer experience.

Learn how top-earning consumers are spending their time and money

Intelligent automation can help bank and credit unions improve operations, but what exactly does this involve? In our most recent research report, we examine what intelligent automation means for the banking industry and which organizations are leading the way.

Data as of Mar. 31, 2025. Dollars in thousands.

Data as of Mar. 31, 2025. Dollars in thousands.

Banks and credit unions continue to seek integrated solutions that address evolving threats without introducing excess friction.

In the last five years, over $2 trillion in deposits have shifted from traditional financial institutions to fintech platforms, not just from younger consumers, but from anyone seeking greater value and control over their money.

This report provides readers with data-based insights to help them better understand the use cases driving adoption of AI in the banking industry. It also provides context on the impact of the technology on customer journeys and their experience outcomes.