Retail & Commercial

Banks' post-crisis flight to caution has drawn comparisons to low-risk public utilities, but some institutions are seeing opportunities to take new risks again under the watch of new regulation.

Gliph is combining its secure messaging app with its Bitcoin payment capabilities to form an online and mobile app, called Gliph Marketplace, to compete with Craigslist.

WASHINGTON — The Federal Deposit Insurance Corp. on Tuesday named Michael Dean as the director of the agency's Atlanta region. He had been serving as acting director of the region since April.

Jimmy Dunne, a senior managing principal at the Sandler O'Neill, recently discusses the state of bank M&A, the importance of size and scale and why he never wants to take his New York investment bank public.

First Merchants in Muncie, Ind., has agreed to acquire C Financial in Columbus, Ohio.

The hunt for scale has long been one of the chief reasons for dealmaking, but Jimmy Dunne, senior managing principal of Sandler O'Neill, says that today's operating and regulatory environment shows the true need to find efficiency through size.

The regulatory environment for small deals is improving as regulators see how consolidation can help move the industry further away from the crisis, says Jimmy Dunne, senior managing principal of Sandler O'Neill.

Technology companies are wooing customers away from traditional financial institutions. If banks want to address this threat, they need to rethink their business models and stop chasing profits at all costs.

Sierra Vista Bank in Folsom, Calif., has named a new chairman.

Diebold has introduced antimicrobial touchscreens to its automated teller machines.