Retail & Commercial

Though the agency has reported record loan volume in recent years, many lenders and borrowers remain reluctant to use its programs because they view its application process as too cumbersome and its eligibility requirements as too strict.

As more community banks pursue C&I lending, they must focus more on monitoring industry and borrower trends.

Independent ATM deployers worry about further reductions in interchange income, network mandates over accepting EMV cards and the possibility of another surge in lawsuits against them — this time over failing to comply with the Americans with Disabilities Act, according to a recent survey.

Standard Bancshares in Hickory Hills, Ill., has completed a capital raise from private-equity firms and named two directors.

JPMorgan Chase (JPM) is selling off a chunk of its mortgage servicing operation to a Dallas company that specializes in servicing distressed debt.

First Security Group (FSGI) in Chattanooga, Tenn., is poised to raise $90 million from institutional investors.

After a four-year hiatus from M&A, Glacier Bancorp has agreed to buy a Wyoming bank and wants to do several more deals.

The Federal Housing Finance Agency hasn't explained why it stopped Fannie Mae from slashing its hazard insurance costs by hundreds of millions of dollars. The regulator's decision certainly benefits major banks, however, leading critics to cry foul.

Sabal Palm Bank in Sarasota, Fla., has tapped a local banker to become its leader after completing a community stock offering.

Delinquencies on U.S. automobile loans by banks increased in the fourth quarter of last year but remained low by historical standards, according to a new report.