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No two mortgage servicing rights portfolios look the same, and buyers have strong opinions about the kinds of deals they want to do. Here are some factors that can swing MSR transaction values, according to Matt Maurer, managing director at MountainView Capital Holdings. Here are some factors that can swing MSR transaction values.
State Escrow Requirements
Bidders pay less if servicing rights are tied to loans in states that require a percentage of interest on escrow accounts be returned to borrowers. Eight states do so: 2% (New York, California), 0.09% (Connecticut), 0.07% (Massachusetts, Maine), and 0.05% (Oregon, Rhode Island and Vermont).