<a href="http://www.americanbanker.com/bankthink/who-wins-the-de-risking-shell-game-bad-guys-mostly-1073512-1.html" target="_blank">Who Wins the De-Risking Shell Game? Bad Guys, Mostly</a></p><p><a href="http://www.americanbanker.com/bankthink/if-banks-cant-solve-the-derisking-dilemma-maybe-the-government-will-1073858-1.html" target="_blank">If Banks Can't Solve the De-Risking Dilemma, Maybe the Government Will</a></p>
By Amber Scott, AML consultant at Outlier Solutions Inc.
"The well-informed arguments in these two posts take on banks' heightened tendency toward de-risking. The first says criminals win as the de-risking phenomenon reduces transparency about customers seeking banking services. The second challenges the notion that the government disfavors de-risked businesses too. Scott suggests policymakers could solve the de-risking problem themselves by operating a public bank for shunned businesses to turn to."
Marc Hochstein, Editor in Chief, American Banker