p1a410bmqi1gouesj6ov9k14j6.jpg
On a national scale, the risk for loan application defects that can lead to mortgage fraud are down. But in a number of local markets, the risk of inconsistent data, including Social Security numbers that can't be verified or income that can't be validated, are contributing to a rise in fraud risk from a year ago.

The data is based on the September readings of a First American loan defect index, which ranges from 53 to 114 and ranks the top 50 population centers in the country.

p1a410bmr91njfiuh1tnvdmq1e0dc.jpg

Louisville, Ky.

Index Value: 85 (+1.2%)
p1a410bmr81vt1h4sqt7q26lh0b.jpg

Dallas, Texas

Index Value: 94 (+3.3%)
p1a410bmr799e1jtv1jlp1q8i1489a.jpg

Detroit, Mich.

Index Value: 110 (+3.8%)
p1a410bmr51rkqbi1bg15p81run9.jpg

Houston, Texas

Index Value: 102 (+8.5%)
p1a410bmr57n26of1gng1c7u1v9i8.jpg

Austin, Texas

Index Value: 102 (+8.5%)
p1a410bmr3iss9ia1h4pmi591a7.jpg

Oklahoma City, Okla.

Index Value: 97 (+9%)
MORE FROM AMERICAN BANKER