On whether consumers will embrace Apple Pay:
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On the suggestion that Apple's tight control over its new mobile payments feature will drive banks to Android:
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On the efficacy of using higher capital requirements to ward off future banking crashes:
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On banks' potential motivations for tolerating flawed legacy payment systems:
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On why banks are sticking with their current, flawed payment systems:
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On a banker's proposal for a more-secure Internet payment system that requires identification of all users:
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On why Operation Choke Point is prompting banks to end relationships with businesses perceived as high-risk rather than simply supervise them more closely:
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On how the Federal Housing Administration's mortgage insurance fee hikes are affecting prospective borrowers:
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On whether Dodd-Frank will keep government officials from stepping in to save banks in a future crisis:
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On the competitive advantages of small, local businesses over sprawling corporations:
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On a warning that banks should not prioritize hyped, cutting-edge tech over fundamental services:
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