At this year's EMERGE Forum
in Austin, Texas, the Financial Solutions Lab
a $30 million, five-year initiative managed by the Center for Financial Services innovation with founding partner JPMorgan Chase revealed the winners of a recent competition for apps that tackle consumers' cash flow challenges. The nine winning organizations, chosen from 298 applicants and 14 finalists, received a combined $3 million, along with mentorship, networking, peer learning and national partnership opportunities. The following is a look at their solutions to the problems of the working poor and others ill-served by traditional financial products.