Financial Supermarkets
James N. von Germeten, Boston Safe Deposit & Trust Co.
Cross-Selling
Harry B. Brock Jr. Central Bank of the South, Birmingham
Customer Focus
C.A. Cutchins 3d, Sovran Financial Corp., Norfolk, Va.
Tech Revolution
Frederick Heldring, Philadelphia National Bank
Global Banking
Edward E. Crutchfield Jr., First Union Corp., Charlotte, N.C.
Goodbye Tellers
Richard Ravitch, Bowery Savings Bank, New York
A World of Choice
Willard C. Butcher, Chase Manhattan Corp.
Modern Management
Charles J. Zwick, Southeast Bank NA, Miami
Down with Debt
Robert Strickland, SunTrust Banks Inc., Atlanta