Capital

The New Jersey company will pay $76 million for a bank with a low loan-to-deposit ratio and an SBA lending platform.

The West Virginia company will pay a total of $118 million for Poage Bankshares and Farmers Deposit Bancorp.

Moxy Bank would focus on low- and moderate-income depositors in the nation's capital, while operating a lending platform in North Carolina.

Coastal Financial in Everett, Wash., said that it could be active in M&A with capital from its IPO and that it has already identified several possible targets.

First Western Financial in Denver could use the roughly $31 million it is hoping to raise to pay off debt and redeem preferred shares.

VisionBank is the second de novo effort that would focus on the nation's capital.

Beach Community Bank, which recently added $100 million in capital, hired veteran banker Carl Chaney as its executive chairman.

Aquesta Financial Holdings expects to record a post-tax gain of $1.7 million from the sale of its insurance business.

The deal is designed to improve capital ratios and reduce risk at the Seattle company.

The company agreed to aquire United Bancorp. for $51 million.