Reviving a dead bank is as difficult as unscrambling an egg, but executives of the former United Western Bank are still trying to put their failed thrift back together again.

Sterling Financial Corp. of Spokane, Wash., has laid off 6% of its full-time employees as it works to reach an ambitious efficiency ratio goal by 2013.

Some small banks fear expiration of FDIC loan guarantees will cost them deposits. Others say the Transaction Account Guarantee program has served its purpose and should go away.

First Place Financial Corp. in Warren, Ohio said it was not able to file its results for the quarter ending Dec. 31, marking its sixth consecutive quarter in the dark, as its massive multi-year restatement drags on.

Provident New York Bancorp in Montebello said in a shelf registration that it may raise up to $75 million through the sale of various securities.

Never mind the shadow inventory of homes ultimately destined for foreclosure. By some lights, the broader excess stock of housing – both for rent and for sale – is manageable, and grounds for a bull case on construction, and maybe construction lending.

The Office of the Comptroller of the Currency has entered into an agreement with American National Bank in Oakland Park, Fla., after finding "unsafe or unsound banking practices relating to credit risk."

First Niagara Financial Group Inc. expects to close 35 branches after it completes its acquisition of HSBC Holdings Plc's branches in mid-May.

A bailout-era program that offers unlimited deposit insurance on business transaction accounts is set to expire at the end of this year. Some argue that the Transaction Account Guarantee Program has run its course, but many community bankers fear that if it is eliminated large depositors will move their money to megabanks seen as too big to fail.

Regulators have lifted a consent order against Plumas Bancorp after the Quincy, Calif., company increased capital ratios and improved lending policies and practices.

The Florida company is looking at bringing in capital in case the sale of its thrift fails to go through by early April.

Tim Pettus, the president of First Farmers & Merchants Bank in Columbia, Tenn., says he is proud that the bank's donations to a nonprofit have helped turn around a crime-ridden part of town.

BNCCorp Inc.'s shares plunged Thursday after the Bismarck, N.D., company announced a private placement at a highly discounted price.

The Treasury Department has agreed to take a haircut on its equity in Broadway Financial in Los Angeles to help the company bring in new capital.

Executives hail new effort at dialogue and hold out hope for 'tiered regulation,' but the extent of actual reforms remains to be seen.

A group consisting mostly of community bank CEOs used the FDIC's first conference on smaller institutions to urge resistance against onerous legislation and common sense for regulation.

Starbucks Coffee Co. has raised more than $2 million in small-dollar donations from its customers since Nov. 1 in support of its effort to stimulate job growth in low- and moderate-income communities.

CIFC Corp. and Sandler O'Neill pitch community and midsize banks on participation in syndicated C&I loan deals — a market normally dominated by the biggest banks.

BROCKTON, Mass. — HarborOne CU, New England's second largest credit union, is the latest credit union giant to be considering a conversion to bank, which would be the biggest credit union conversion yet.

The Consumer Financial Protection Bureau issued a proposal Thursday that would allow the agency to supervise debt collectors and credit reporting agencies, two industries that have had an increasingly important impact on consumers during the recession.