The $11.6 billion-asset company announced late Tuesday that it is expecting to record a loan-loss provision of $57 million to $62 million, primarily stemming from credit problems in Florida and worsening credit quality in Louisiana and Texas.

Florida First City Banks Inc. said this week it had suspended an effort to raise up to $14 million after potential investors began backing away. Their reason: Worries about the potential consequences for banks as oil washes up on Panhandle beaches.

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The $3.5 billion-asset company was grappling with a regulatory order and coping with deteriorating credit in its slow-growth southern New Jersey market when it secured a $100 million investment last week, half of it from billionaire Wilbur Ross' private-equity group.

The Jasper, Ga., bank holding company said Monday that it plans to file its delisting with the Securities and Exchange Commission. It was notified in April that it did not meet the minimum requirements of Nasdaq's listing rule.

Five months after raising capital by selling two banks, Mercantile Bancorp Inc. in Quincy, Ill., is turning to shareholders for more.

Bank of Ozarks Inc. said its second-quarter net income rose 14.6% from a year earlier, to $10.9 million. The Little Rock company said Monday that higher earnings stemmed from a stronger net interest margin and declines in problem loans, chargeoffs and an allowance for loan losses.

After a quarter that beat analysts' estimates, First of Long Island Corp. in Glen Head, N.Y., is raising an extra $30 million of capital.

Commonwealth Bankshares Inc. in Norfolk, Va., has entered into a written agreement with state and federal regulators. The $1.2 billion-asset company did not disclose details in a press release Friday, but said it had consented to strengthen the bank's financial condition and "maintain effective control over and supervision of" major operations.

Bank of South Carolina Corp. in Charleston posted a 6% year-over-year increase in second-quarter net earnings, largely because of a wide net interest margin spread.

North Dallas Bank and Trust Co. reported that earnings jumped more than 33% in the second quarter from a year earlier. The bank said Friday that it posted net earnings of $1.5 million, or 58 cents a share, for the quarter, up from $1.1 million, or 44 cents a share, a year earlier.

Capitol Federal Financial in Topeka, Kan., said Monday that it plans to raise up to $1.96 billion by converting from a mutual holding company to a stock company.

Two big names in industry circles just planted seeds they hope will sprout into the East Coast's next billion-dollar banking companies.

Federal Reserve Board Chairman Ben Bernanke put the onus squarely on banks to remedy small-business owners' continuing complaints about the limited availability of credit.

WASHINGTON - The Federal Reserve Board said Monday it found that the "worst is over" for small businesses seeking credit, but that's not what some people on the ground are saying.

Two-year-old Fieldpoint Private Bank & Trust has a new president and chief executive in longtime Citigroup Inc. wealth-management executive Robert Matthews. He replaces Kevin McCabe, who left the bank in January.

The $170 million-asset company said late Thursday that it plans to become a full stock company through a second-step conversion. It completed the first step in January 2005, giving its mutual holding company a 63.8% ownership stake.

Central Pacific Financial Corp. in Honolulu has entered into an agreement with state and federal regulators requiring it to submit a capital restoration plan within 60 days.