WASHINGTON — Federal Reserve Board Chairman Ben Bernanke put the onus squarely on banks to remedy small-business owners' continuing complaints about the limited availability of credit.

"We have heard the often-expressed concern that bank examiners have prevented banks from making good loans," Bernanke said Monday at a conference on small-business lending hosted by the central bank. "Our message is clear: Consistent with maintaining appropriately prudent standards, lenders should do all they can to meet the needs of creditworthy borrowers. Doing so is good for the borrower, good for the lender and good for our economy."

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