Community banking
Community banking
- Illinois
Like most states, Illinois bars the door to commercial banks headquartered elsewhere unless they buy an existing Illinois charter.
March 12 - Vermont
Vermont lawmakers are considering a bill that would put state-chartered credit unions on an equal footing with their federal counterparts - letting them make business loans and expand their fields of membership.
March 5 - Connecticut
The bruising fight over New Haven Savings Bank's conversion to stock ownership continues to reverberate in Connecticut.
March 1 - Georgia
The days appear to be numbered for more than 2,000 payday-lending outlets in Georgia.
February 19 - Washington
Washington state legislators are clearing the way for a bill that would permit owners of automated teller machines to override current Visa International rules by surcharging cardholders of foreign banks.
February 18 - Wisconsin
Wisconsin banks with out-of-state investment subsidiaries could face bigger tax bills in the coming months if state auditors determine that the units were created chiefly to avoid taxes.
February 2 - California
Spooked by reports of independent ATM operators stealing users' identities, lawmakers in California are planning to introduce legislation in January that would require owners of nonbank automated teller machines to get licenses from state banking regulators.
December 30 - Michigan
Michigan is the latest state to pass legislation giving credit unions more power to expand - and the state's bankers, surprisingly, say they can live with it.
November 10 -
Less than six weeks before a statewide referendum, the industry in Alabama remains divided over a plan that could increase bank taxes by millions of dollars.
August 1 - Nevada
LAS VEGAS - Banks and thrifts operating in Nevada will pay an additional $17 million in taxes next fiscal year as part of an $836 million tax hike signed into law this week by Gov. Kenny Guinn.
July 25 - Colorado
A new Colorado law meant to safeguard school districts' funds could inadvertently deprive the state's community banks of tens of millions of dollars in deposits.
July 23 -
A Massachusetts bill meant to discourage mutual thrifts in from converting to stock ownership could have the opposite effect, according to bankers and trade groups.
July 1 - Illinois
State-chartered banks in Illinois could stage "mass conversions" to federal charters if the governor's plan to raise examination fees is signed into law, according to trade group officials.
May 23 -
Consumer bankers in Texas are hoping the state's Democratic lawmakers end their much-publicized walkout soon.
May 15 - Tennessee
A recent change in Tennessee law that reduces the waiting period for start-up banks to sell themselves could open up acquisition opportunities for out-of-state banks looking to bulk up in the Memphis and Nashville markets.
May 13 - Indiana
Indiana lawmakers have ap-proved a bill that would ban the use of banks' names in marketing materials without the banks' permission, and Wisconsin bankers are pushing for similar legislation there.
April 28 -
Americans borrowed a record $256 billion against the value of their homes last year, but Texas banks - and homeowners - largely missed out on the boom because the state's laws on home equity lending are by far the strictest.
April 3


