It's not hard to find a bank under pressure in Florida, but Federal Trust Corp. of Sanford is struggling more than most.

Capital Corp. of the West in Merced, Calif., said it has filed its fourth-quarter call report with the Federal Reserve Bank of San Francisco but that it would not release its full results for the quarter and full year until it completes a review of its operations.

Hanmi Financial Corp. of Los Angeles said it expects to post losses for the fourth quarter and the full year, because of a goodwill impairment charge of at least $70 million.

The serial acquirer Prosperity Bancshares Inc. of Houston has found another opportunity to bulk up in its hometown.

One casualty of the economy’s downturn has proven to be the goodwill held on banks’ balance sheets.

To the growing list of reasons many community banks’ earnings are suffering, add the declining value of their investments in Fannie Mae and Freddie Mac.

NewBridge Bancorp, created in July through the merger of two North Carolina banking companies, said Thursday that it had lost $10.6 million in its first full quarter.

Millennium Bank N.A., a unit of Millennium Bankshares Corp., is selling its entire portfolio of held-for-sale and repurchased mortgage loans and will take a $10.8 million pre-tax charge on the sale, Millennium Bankshares said Friday.

Enterprise Financial Services Corp. in St. Louis announced Wednesday that it plans to sell its Great American Bank subsidiary to First Financial Bancshares Inc. in Lawrence, Kan.

MIDWEST

One indication of how low expectations have fallen in the area of bank and thrift acquisitions is that the slowest January in recent memory struck some observers as surprisingly brisk.

The planned merger of FNB Corp. in Christiansburg, Va., and Virginia Financial Group Inc. in Culpeper has gotten a thumbs-up from two independent proxy advisory firms.

The housing market's collapse has forced First National Bank of Georgia in Carrollton to change its approach to lending.

The budget for the Small Business Administration would authorize the agency to provide $28 billion of loan guarantees to small businesses next fiscal year, under a budget proposal the Bush administration released Monday.

First Niagara Financial Group Inc. in Lockport, N.Y., said Monday that it has hired J. Lanier "Lanny" Little as its executive vice president of consumer banking.

Richard P. Chapman, Brookline Bancorp’s chairman and chief executive officer, is not going to let one bumpy quarter sour him on automobile lending.

Capitol Federal Financial of Topeka, Kan., said Monday that earnings for its fiscal first quarter, which ended Dec. 31, fell 10.7% from a year earlier, to $9.1 million.

First Financial Bankshares Inc. in Abilene announced Monday that it has changed the name of its $127 million-asset First National Bank of Sweetwater to First Financial Bank.

For much of the past half-century Bank of Granite Corp. in Granite Falls, N.C., was a rock-solid performer.