Popular with employees: Branches that win a monthly trivia contest get a catered lunch.

Popular with employees: Winners of a wellness challenge get cash and prizes. Last year 87 employees split $10,000.

Popular with employees: A discretionary profit-sharing program typically doubles the regular 401K match for all employees.

Popular with employees: Free soda, coffee and hot chocolate are always available, and there's popcorn on Fridays.

Popular with employees: The CEO sends employees hand-written birthday cards with a small cash gift.

Popular with employees: More than half of First Horizon's employees take advantage of flexible-scheduling options, such as telecommuting, compressed workweeks or job sharing.

Popular with employees: Each spring and fall, full-time employees can request a 60% reimbursement on up to $600 worth of new clothes.

Bonus/incentive program: 1st National distributes 5% of its quarterly profits to employees, with all full-timers getting an equal share and part-timers receiving half a share. The bank also puts 10% of its profits in a pool that's used to reward employees for things like achieving goals and showing ingenuity.

Popular with employees: The fitness room is always open, and free pedometers are supplied to everyone.

Popular with employees: A highlight of the annual Easter egg hunt is $2,000 of cash hidden in the eggs.

Popular with employees: Somerset's "Lunch with the President" program gives each employee the opportunity to participate at least once a year.

Popular with employees: Employees get their birthdays off and the CEO hosts monthly birthday lunches.

Many of the bank's policies bubbled up through meetings of the Employee Excellence Council, a group of roughly 50 volunteers — from tellers to senior vice presidents — that offers input on benefits, working conditions and anything else that comes to mind.

An employee committee that goes by the name CHEER has one mission: make the $1.5 billion-asset Boiling Springs Savings Bank a fun place to work.

Popular with employees: Each summer the bank sponsors a Thursday afternoon outdoor concert series called Sonic Lunch in its hometown of Ann Arbor.

Popular with employees: Central employees can buy up to three extra vacation days per year and get reimbursed if they fail to use them.

Location: Mount Dora, Fla.

Popular with employees: Employees get an extra day off as a reward for the bank's inclusion in American Banker Magazine's Top 200 Community Banks ranking. It has been on the list for more than five years.

Popular with employees: On-site fitness classes, including hula, Zumba and yoga, take place at various times throughout the day.

Popular with employees: At the close of each quarter, FirstCapital hosts a catered breakfast, with prizes for exemplary accomplishments.