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The U.S. economic picture is gradually improving, but CUs must make their own recovery by finding clever ways to boost loans, as the nation's financial fortunes could still dip again.

Real estate loans, which had been a primary driver of credit union lending growth in the first half of 2012, have become something of a drag on CU loan portfolios, even as 2012 is on track to show overall lending growth.

ALEXANDRIA, Va. – NCUA said the total assets in CAMEL code 3, 4 and 5 credit unions fell by $10.7 billion during Q3 as the NCUSIF equity ratio rose to 1.32% as of Sept. 30.

LAS VEGAS – One Nevada Credit Union continues to show a robust turnaround.

COLUMBUS, Ohio – Loans are up for Ohio CUs, which experienced a 35% rise in loan originations from June 2011 to June 2012, according to the Ohio CU League.

MADISON, Wis. – 2012 likely will go down as the year when credit unions regained their financial footing and turned more of their attention to member financial well-being, according to CUNA Mutual Group.

ALEXANDRIA, Va. – NCUA reported Friday it approved another 24 mergers, 13 of which will eliminate troubled credit unions.

ALEXANDRIA, Va. – NCUA reported this morning it believes the manager of O.U.R. FCU, a Eugene, Ore., community development credit union that failed last year, deliberately manipulated the accounting and misstated financial reports to hide a capital hole of more than $2 million in the $5 million CDCU, prompting its NCUA takeover.

EAGLE BUTTE, S.D. – CR Community First, a tiny credit union serving the Cheyenne River Sioux Reservation and one of just two dozen credit unions chartered over the past five years, has been merged into giant Black Hills FCU, the state’s largest credit union.

Just as the economy has led many Americans to retool, adjust their skills, or seek a new career, the tough times have prompted NCUA to make some role changes as well-including becoming a better landlord.

After seven years holding steady, credit unions changed their overdraft price this past year, moving closer to banks' pricing.

EL PASO, Texas – NCUA liquidated El Paso’s FCU Friday night and assigned the remnants of the one-time $6 million credit union to $450 million El Paso Area Teachers FCU.

A new analysis shows overdraft volume at financial institutions continues to climb and credit unions are getting their share, enjoying their best 12-month period for OD revenue in their history.

AUGUSTA, Me. – The Maine CU League said its Synergent CUSO paid its members a $750,000 rebate based on the volume of business each credit union did with Synergent during the period of August 1, 2011 - July 31, 2012.

Tim Segerson, deputy director of NCUA's Office of Examination and Insurance, says it is critical for credit unions to have an understanding of how their shares will behave.

Bill McGuire, president of McGuire Performance Solutions, has some advice for credit unions looking to assess the potential volatility of their deposit base.

While membership numbers are surging, the number of federally insured credit unions has now dropped below 7,000.

SAN JOSE, Calif. – Alliance CU has picked up a new San Jose branch with the acquisition of Electric FCU, a one-time $14 million credit union that has been in the red for the past four years.

BATTLE CREEK, Mich. – In the latest illustration of how hard it is to start a new credit union, Inspire Community Development FCU has agreed to merge into giant First Community FCU, just two years after the opening of the CDCU.

DUBLIN, Ohio – Private deposit insurer American Share Insurance announced another special premium today, its fourth in a row, this one of nine basis points.