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HOUSTON – Cardtronics Inc., which has emerged as the leading provider of ATM services for credit unions, reported a $3.4 million loss for the second quarter, or nine cents a share, even as revenues continued to surge.

LAKE SUCCESS, N.Y. – DealerTrack Holdings, a provider of indirect lending solutions, yesterday said net income for its second quarter declined by 50% to $3.1 million, or seven cents a share.

NORTH CANTON, Ohio – ATM and voting machine maker Diebold Inc. yesterday said its second quarter earnings dropped 5% to $25.6 million, or 38 cents a share, due to manufacturing and supply chain restructuring charges and work force reduction costs.

MIAMI - In a sea of red numbers at many credit unions, one that continues to perform in the black is stressing the value of exploiting a niche, leveraging related fee income, and cautious underwriting.

WEST PALM BEACH, Fla. - Consumers across the country are seeing the headlines and TV news reports about bank failures and wondering about the safety of their deposits at your credit union.

PASADENA, Calif. - Wescom Credit Union here will consolidate 11 branches, discontinue Sunday hours in most locations and further reduce its workforce, the latest sign of how Southern California’s slow and even reversing mortgage market is affecting some credit unions.

WASHINGTON – The mortgage market got some more bad news this morning with Fannie Mae announcing a huge $2.3 billion loss for the second quarter.

LAS VEGAS – ROA, the time-honored yardstick for credit union success, should be pushed aside for a new acronym just one vowel different – ROE, or “Return on Equity.”

ATLANTA – A story in the early version of yesterday’s CU Journal Daily Briefing incorrectly reported that earnings declined at S1 Corp. for the second quarter. Earnings rose 4% in the second quarter to $5.1 million, and by 23% for the first six months to $10.3 million.

McLEAN, Va. – Shares in Freddie Mac, battered for more than a month, slumped further yesterday after the secondary mortgage market giant reported an $821 million second quarter loss – more than three times what analysts expected.

ATLANTA – S1 Corp. yesterday announced its second quarter profit rose almost 4% to $5.1 million, or eight cents a share, fueld by a 7% increase in revenues.

JACKSONVILLE, Fla. – Fidelity National Information Services reported a 51% plunge in second quarter earnings yesterday, to $71.9 million, or 37 cents a share, amid the company’s continuing restructuring.

PLANO, Texas - The economy grew at a 1.9% pace during the second quarter, according to Southwest Corporate’s Brian Turner, who noted the growth was tempered by the continued housing slowdown and higher energy costs but buoyed by tax rebates.

GREEN BAY, Wis. - For more than 10 years, P.C.M. Employees Credit Union has kept a stranglehold on the top spot of the Return of the Member rankings, securing that position every year since 1997.

ST. PAUL, Minn. – Check printer Deluxe Corp. yesterday reported a 9% decline in second quarter earnings to $32.6 million, or 63 cents a share, fueled by an 8% fall in revenues.

DALLAS – Zix Corp., provider of e-mail encryption services for dozens of credit unions and banks, said second quarter losses narrowed to $1.4 million, or two cents a share, from a loss of $3.1 million for the second quarter last year.

CHANTILLY, Va. – Online Resources Corp. yesterday reported a second quarter loss of $3.2 million, or 11 cents a share, compared to a loss of $1.2 million, for the last year’s second quarter.

DAYTON, Ohio – NCR Corp. yesterday reported a 12% decline in second quarter earnings, reflecting costs from a realignment of its business following the spinoff last fall of its Teradata Corp. data warehousing software business.

BROOKFIELD, Wis. – In another sign of the economic slowdown, Fiserv yesterday reported an almost 8% decline in second quarter earnings, to $99 million, or 60 cents a share.

LAS VEGAS - The fallout continues from the failure of IndyMac Bancorp and credit unions are attempting to capitalize on the fallout hitting other banks.