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Market Intelligence:
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  • CUJ content
    Delays Announced To ACA Employer Responsibility Provisions

    ATLANTA -- The "play or pay" requirements under the Affordable Care Act aren't changing, but the White House, Treasury and IRS this week announced delays for these employer responsibility provisions, giving two groups of employers extra time to cover their workers.

    By Ray Birch
    February 14
  • Payments
    Two More CUs Sue Target

    DALLAS — Employees CU here, and KC Police CU in Kansas City, Mo., have joined the ranks of CUs filing lawsuits against Target Corp. for costs and damages resulting from the massive holiday data breach.

    February 14
  • CUJ content
    Study Outlines Consumer Preferences In FIs

    A new study from GoBankingRates reveals the No. 1 feature consumers look for in a bank or credit union is low or no fees.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    February 13
  • Lending
    FAQ: The Road Ahead for Postal Banking

    The proposal to let the U.S. Postal Service become a bank is a hard sell, but the idea has legs for political, legal and business reasons. Here are answers to the top questions about the provocative idea.

    By Kevin Wack
    Banking Editor
    February 13
    ab021414postal-450.jpg
  • Performance reports
    Five Star Purchase Of Flint River Approved By Shareholders

    Shareholders of Flint River National Bank have approved the proposed sale of the institution to the $260 million Five Star CU.

    By Ray Birch
    February 13
  • CUJ content
    Average Credit Union CEO Salary Hit $233,415

    COVINA, Calif. -- The average salary for credit union CEOs reached $233,415, and the group's average pay increase was 5.14% according to a new compensation study.

    By Ray Birch
    February 13
  • Payments
    CUNA Now Estimates CU Target Breach Costs Above $30 Million

    CUNA estimates that current CU costs associated with the Target Corp. data breach to be $30.6 million.

    By Ray Birch
    February 13
  • Compliance
    Late Call Report Fines Start Next Quarter: Matz

    The new fines for late call reports at NCUA and the need for CUs to not shy away from mortgages in light of the CFPB's qualified mortgage rule were among the hot topics during a joint conference call featuring NCUA Chairman Debbie Matz and CFPB Director Richard Cordray late Wednesday.

    By Ted Knutson
    February 13
  • Performance reports
    NCUA Says Corporate Stabilization Charges May Be Over

    ALEXANDRIA, Va. -- NCUA announced the end is nigh for the Temporary Corporate Credit Union Stabilization Fund, and it may even wind up rebating some of the past assessments back to credit unions in 2021.

    By Ray Birch
    February 12
  • Lending
    Senate Banking GSE Reform Bill Nears Completion

    WASHINGTON -- Senate Banking Committee leaders are expected to unveil their highly anticipated bipartisan bill to overhaul the mortgage finance market soon, as the window for moving legislation this year continues to narrow.

    finklevictoria.jpg
    By Victoria Finkle
    BankThink Editor
    February 12
  • CUJ content
    Tiny Connecticut CUs Merge

    Personal Care America FCU has completed its merger with Farrel Employees FCU, resulting in a combined CU with more than $20 million in assets.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    February 12
  • Compliance
    NCUA Calculator Good For Some, Not For Others

    ARLINGTON, Va. -- While the credit union community sees NCUA's new risk-based capital calculator as valuable, some question whether making the tool accessible to the public is the right move. Concerns exist over letting consumers see preliminary ratios, in advance of a final rule, particularly for CUs whose risk-based number is below well capitalized.

    By Ray Birch
    February 12
  • Lending
    CU Small Business Application Approvals Drop To All-Time Low: Study

    NEW YORK -- Small business loan approvals at credit unions continued to fall during January, while the approval rates at banks of all sizes continues to rise.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    February 12
  • Performance reports
    FCCU Returns Entire 2013 Profit To Members

    STOCKTON, Calif. -- Financial Center CU broke even on the balance sheet last year because it handed all its net earnings back to the membership.

    By Ray Birch
    February 12
  • CUJ content
    Aiming To Prevent Winter-Weather Accidents, SECU Gives Members 'Another Chance'

    RALEIGH -- State Employees CU here is touting having saved members more than $200,000 in NSF fees as a result of its "Another Chance" program during a recent winter storm.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    February 11
  • Compliance
    New Capital Rule Comes With $6.3 Billion Price Tag: NAFCU

    ARLINGTON, Va. -- NCUA's proposed risk-based capital rule will force CUs with more than $50 million in assets to hold an extra $6.3 billion in reserves to achieve the same capital cushion they have today, NAFCU reports.

    By Ray Birch
    February 11
  • Payments
    Study Shows 13.9% Of CU Cards Hit By Breaches Last Year

    ARLINGTON, Va. -- Credit unions are saying that 13.9% of their cards were impacted by breaches in 2013, according to a recent survey.

    By Ray Birch
    February 11
  • Payments
    Payments Takes Center Stage On Capitol Hill

    WASHINGTON -- The payment system is unexpectedly the center of attention in the financial services policy world after spending years being overshadowed by the financial crisis and other pressing issues.

    adlerjoe126x126.jpg
    By Joe Adler
    February 11
  • CUJ content
    Overdraft Fees Holding Steady, Study Finds

    Rising overdraft prices have stabilized, according to a new report from Moebs Services.

    By Ray Birch
    February 11
  • Payments
    Retailers Must Flip Security Mindset In Post-Target World

    As more detail comes to light about how Target Corp.'s data breach occurred, retailers need to completely rethink their approach to protecting card data.

    heun-dave-blog.jpg
    By David Heun
    Associate Editor
    February 10
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

Download the American Banker app

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.