BIRMINGHAM, Ala.-Approximately 48 million uninsured Americans have until early 2014 to sign up for health insurance coverage under Obamacare, and one CU expects that the attention on healthcare will attract new business and tie the cooperative more closely to the community.

CLINTON TOWNSHIP, Mich.-A Fresh Start Loan from Central Macomb Community CU is designed to help members rebuild their credit.

ARLINGTON, Va.-Microsoft's discontinuation of service for its Windows XP operating system could cause security and compliance risks for credit unions.

Small Business Optimistic, Third-Quarter Survey Finds

Howard & Howard Attorneys PLLC, Royal Oak, Mich., announced that Steven Van Beek joined the firm. Prior to joining Howard & Howard, Van Beek served as vice president of regulatory compliance and senior federal counsel at NAFCU

It's the big events that get chronicled. A branch opening. A new headquarters. A merger.

My wife and I were blessed with six children. The youngest is a senior in high school and two are in college. We received an advertisement from Bluebird for prepaid debit cards for college students. That led to questions in my mind about my credit union's debit cards and prepaid cards.

To celebrate International Credit Union Week, Credit Union Journal presents its annual "A Day In The Life Of Credit Unions Project." On Aug. 15, participating credit unions around the U.S. shot photographs of events at their credit unions. In this issue we feature the best of that daily CU spirit.

A selection of images featuring credit unions' efforts in their communities.

Confusion and panic. Those are the words most often used by lenders when faced with the onslaught of mortgage regulations and other rules going into effect in three months. Regulators have sought to defuse concerns partly by attending industry conferences, but they have also made it clear that several other big changes are on their way. Following is a guide to what's ahead.

TACOMA, Wash. – A federal court rejected a member’s suit against America’s CU claiming it illegally closed his account because of suspected check kiting.

CEDAR RAPIDS, Iowa—A new prepaid debit card is being touted as a way for consumers to get cash back and give back to the community.

ALEXANDRIA, Va. – NCUA announced yesterday it has granted a charter to the Bois Forte Band of Chippewa Native Americans In Minnesota--the first new credit union approved this year--which is shaping up as the leanest year for new charters ever.

WEST JORDAN, Utah – Mountain America CU this week opened a new branch in Pocatello, its fifth in Idaho and 77th in its five Western states field of membership.

MECHANICSBURG, Penn. – Members 1st FCU is opening three more branches in Lancaster County, in Elizabethtown this month, Ephrata next month and Millersville in April.

IDAHO FALLS, Idaho – Westmark CU has implemented ePix from FIS, a customizable photo card solution allowing members to showcase their favorite photo on a debit or credit card.

ST. JOSEPH, Mich. – Fast-growing United FCU, one of a handful of credit unions to buy a bank in the past year, has renovated its 6,000-square-foot mortgage processing facility into a training center for staff.

WASHINGTON – Fixed mortgage rates moved slightly higher this week but remained near two-month lows, reflecting the federal debt impasse in Washington, D.C. and a light week of economic data releases, according to Freddie Mac.

DURHAM, N.C. – Generations Community CU is teaming with Roanoke Electric Cooperative to offer low-cost loans for energy efficiency projects to electric consumers in underserved rural communities in North Carolina.

FAIRBORN, Ohio – Wright-Patt CU has picked five families to compete in its eight-month Savings Race, with this year’s contest – the Health & Financial Fitness Edition – dedicated to teaching contestants how to become healthier both physically and financially.