A selection of images featuring credit unions’ efforts in their communities.

LOUISVILLE, Ky. – The Kentucky Economic Development Finance Authority granted preliminary approval for Park Community FCU to receive as much as $160,000 in tax incentives for building a new headquarters, where it plans to consolidate offices of 75 to 80 employees now scattered in three Louisville buildings.

WEST PALM BEACH, Fla. – The deadline is near for nominations and entries for Credit Union Journal’s 2013 Best Practices Awards. Nominations need to be received by July 31.

SAN FRANCISCO – Wells Fargo is terminating eight mortgage joint ventures, including a partnership with HomeServices Lending, an affiliate of Berkshire Hathaway, and said approximately 300 jobs will be affected over the next year or so.

ATLANTA – First mortgages deemed “seriously delinquent” declined by 156 basis points in June on a year-over-year basis, according to Equifax’s latest National Consumer Credit Trends Report.

LAS VEGAS – The economic turnaround continues to improve the fortunes of some of the country’s hardest hit credit unions.

NORTH HIGHLANDS, Calif. – Another credit union in the Sacramento, Calif. market reports that it, too, has been affected by a cards breach at Raleys Supermarket chain.

ARLINGTON, Va. – The National Association of State Credit Union Supervisors (NASCUS) has told NCUA it will not support a proposed derivatives regulation in its current form as the proposal would limit the authority of state regulators to supervise derivatives activities in their states.

WEST PALM BEACH, Fla. – The deadline is near for nominations and entries for Credit Union Journal’s 2013 Best Practices Awards. Nominations need to be received by July 31.

LAREDO, Texas – A former employee of Laredo FCU was sentenced yesterday to 121 months in federal prison after he confessed to the January 2012 armed robbery of $177,700 at the credit union.

SANTA ROSA, Calif. – Redwood CU has cancelled 18,400 debit cards in the face of an apparent hacking into the database of Raley’s supermarket chain that has led to fraud on as many as 200 of its member accounts.

NCUA’s Office of Small CU Initiatives (OSCUI) is adjusting its focus away from succession planning at small credit unions, and providing grants to move some CUs out of houses and into more professional retail settings.

One person believes credit unions need a new strategy for their websites—one that will actually help generate income.

Think spring training is just for baseball? One person says it’s a strategy that can also work for credit unions.

Despite all the attention being paid to mobile banking and mobile payments, one person believes that there won’t be a dramatic increase in mobile usage within the next five years.

Credit and debit cards are transitioning over to the EMV standard at U.S. FIs, but one person called EMV a solution to a problem that doesn’t actually exist in the industry.

One person believes that credit insurance and debt protection continue to be a strong opportunity for CUs to drive revenue.

While 10% of clients often account for up to 90% of an organization’s net income, one person pointed out that as much as 50% of an institution’s most valuable clients may be unknown to branch staff.

One person believes that CUs can take a lesson from the National Football League when it comes to succession planning.

ST. PAUL, Minn. – Deluxe Corp. reported a 14% rise in second quarter earnings yesterday, fueled by advances in its small business operations, even as its core checks business continued to decline.