What can make a cash-back loan program perform even better? Let members talk about it.

The $1-billion Meriwest Credit Union is using predictive analytics to identify potential borrowers.

Cash in hand can be more attractive than a sub-2% rate, says CitizensFirst CU, which ran a cash-back promo that boosted auto lending by 252%.

Having raised nearly $400,000 for the city of Hutchinson since 1997, Hutchinson CU is preparing a slight revamp to its affinity card program after usage has dipped in recent years.

Advantis Credit Union says its Rehabilitation Mortgage Program is helping to revitalize the communities it serves, boosting its bottom line, and increasing exposure of the $1-billion CU and its mortgage department.

A new study shows Americans age 50 and older carry more credit card debt than younger people.

HARRISBURG, Penn.-The Pennsylvania CU Association is teaming with the Pennsylvania Cable Network on a four-part series on financial education.

people

Thinner margins and decreased separation of duties at credit unions has made the board's role in fighting internal fraud that much more crucial-particularly at smaller credit unions.

With credit unions seeking to find all the "coins in the couch" that they can as the result of thin margins, one analyst is expressing concern over some of the risks he believes credit unions are taking on.

NCUA: $9.5 Million Is Available

In a year in which analysts emphasize the importance of turning bank converts into profitable members, one CU has introduced a checking account aimed at deepening relationships via rewards.

Social media, as we're told nearly every day is the irrefutable, undeniable and inevitable future of the world, and that includes credit unions.

Pamela Goodison-Bick, Board Member, knew from the beginning that First Source FCU was different. After all, they accepted an application to run for the board of directors from a 28-year-old.

Lauren Calhoun, regulatory compliance manager with CUNA Mutual Group, presents ways to prepare for the top 13 compliances challengs of 2013.

Tackling the first step, "Identify and Understand Major Risks," can sometimes be intimidating, so it is always helpful to ID a few common problem areas faced by most FIs.

Constantly calculating risk is what credit unions do on a daily basis. Whether that risk is related to a potential investment, protection from theft or cyber security attacks, the thought process is always the same: Identify the potential dangers, and then make sure you put plans in place to give yourself the best chance at a positive outcome.

Mobile devices are ubiquitous, with more than 225 million wireless subscribers in the U.S. They have empowered consumers with immediate access to information that's changing how we shop and buy-and how we interact with the payments value chain.

A selection of images featuring credit unions’ efforts in their communities.

OAKLAND, Calif. – Chevron FCU has installed MobileNow, a mobile device management system provided by AppSense designed to manage a diverse set of employees using multiple devices.