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Market Intelligence:
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  • CUJ content
    CEOs React To NCUA Plan To Up Budget, Give Raises

    Several CEOs–many holding down pay raises throughout the CU and finding ways to operate on shrinking budgets–are unhappy with NCUA’s decision to hike the agency’s budget by 6.1% next year.

    By Ray Birch
    November 23
  • CUJ content
    Diversity, Surprising Connections Driving Forces Behind Innovation

    Credit unions that strive only to be logical and follow the “rules” will remain stuck behind innovators, according to Frans Johansson.

    By Michael Bartlett
    November 23
  • CUJ content
    Ads Credited For A Doubling Of Awareness In Alabama, Florida

    One year after the League of Southeastern CUs launched its new cooperative image campaign, consumer awareness of credit unions in Alabama and Florida has doubled.

    By Ray Birch
    November 23
  • Performance reports
    Foecast Shared For Loan, Share Rates

    Thanks to issues near (America’s “fiscal cliff”) and far (Europe’s debt bubble), the economy will go through three to five more years of “modest ups and downs.”

    By Michael Bartlett
    November 23
  • Payments
    EMV Cards Are Coming Soon To A Wallet Near You

    CO-OP Financial Services expects to go live by December with several new emerging payments technologies.

    By Michael Bartlett
    November 23
  • CUJ content
    Consumers See More Holiday Cheer In '12

    Consumers will spend 3.5% to 4% more this holiday season than last, according to a new survey from CUNA and the Consumer Federation of America.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    November 23
  • Lending
    CU Execs Argue HARP Has Not Worked

    While some CUs are reporting strong volume in HARP loans, others say they’ve seen little activity at all.

    By Michael Bartlett
    November 23
  • Lending
    CU Execs Argue HARP Has Worked

    A number of credit unions that say that have “embraced” the government’s HARP program say it has hugged them back by boosting lending.

    By Michael Bartlett
    November 23
  • Growth strategies
    Roadblocks That Still Keep People From Joining

    Every credit union wants to be a consumer’s primary financial institution. But Neil Goldman said winning the PFI race requires a reality check, because many consumers do not have great views of credit unions.

    By Michael Bartlett
    November 23
  • CUJ content
    CU Saw Acquisition By Bank As Its Only Option

    After struggling with poor financial performance and a limited rural market, Glenvil Cooperative CU has taken an unusual move and agreed to be acquired by First York Bankcorp, a holding company of Cornerstone Bank.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    November 23
  • Looking For New Strategies? Here Are Two Dozen!

    This issue, Credit Union Journal’s Best Practices issue, seeks to be a Best Practice itself.

    November 23
  • CUJ content
    'Lame Duck' Session Not So Lame For CUs, Cheney Says

    The 16-day, post-election “lame duck” legislative session is “critical” for credit unions, according to Bill Cheney.

    By Michael Bartlett
    November 23
  • Growth strategies
    ULCU Boosts Lending By Offering Financial Education

    United Labor CU here has seen its lending increase by 10% since it began offering financial education courses for union members 18 months ago, a move that has earned it a “Best Practice” Award from Credit Union Journal.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    November 23
  • Growth strategies
    Streator Onized CU Puts Spotlight On Awareness

    Lots of businesses put up lights around the Christmas holidays. Then there’s Streator Onized CU, which has found a way to really draw attention to itself.

    By Ray Birch
    November 23
  • Growth strategies
    How One CU Has Used Technology To Extend Its Strategic Planning

    It wasn’t all that long ago that San Francisco FCU’s planning horizon did not extend beyond one year. The one thing it could see in front of it, however, was that it was losing members.

    By Michael Bartlett
    November 23
  • Growth strategies
    Pinal County FCU Increases Member Feedback, Cross Sales

    Pinal County FCU has turned around two negatives familiar to many CUs–lack of quality member feedback and low cross-sales ratios–and made them positives with a signature pad.

    By Michael Bartlett
    November 23
  • Growth strategies
    How MACU Has Cut Fraud Losses

    Since implementation of what it termed “aggressive” fraud mitigation strategies, $3.3-billion Mountain America Credit Union has reduced hard-dollar fraud losses while more at-risk dollars in fraudulently accessed accounts were protected.

    By Michael Bartlett
    November 23
  • Growth strategies
    How CFE FCU Has Reduced Risk, Costs Of Its ATMs

    What began as an ATM cleaning and maintenance operation at CFE FCU has evolved into a compliance and loss-prevention strategy that has earned the CU a Best Practices Award from Credit Union Journal.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    November 23
  • Growth strategies
    Shared Branching Helps KONE Boost Its PFI Status

    One small CU here has effectively used shared branching to make it more competitive in a marketplace where size certainly counts.

    By Ray Birch
    November 23
  • Growth strategies
    Indiana CU League's ignite Program Raising Awareness Of CUs

    Twenty five Indiana credit unions this year have donated $354,497 and 8,662 hours to support their communities.

    By Ray Birch
    November 23
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.