Questions still surround merchant-funded incentives, including the return they provide retailers and how well they drive issuer transactions.

If the credit union is considering adding merchant-funded rewards, Tim Kolk, owner of TRK Advisors, recommends paying close attention to all the different platforms available.

The full impact of the Durbin rules have yet to trickle down to financial institutions below $10 billion, but it's coming.

A unique lending promo at A+ FCU is not only helping six small startup businesses succeed, it's making the credit union a better business lender.

CUNA has made 17 recommendations to NCUA as part of the agencies 2012 Regulatory Review.

Durbin Urges Rejection of Proposed Card Settlement

On Oct. 1, Ed Speed will officially retire as CEO of Texas Dow Employees Credit Union after ten years. Speed shares his insights on the lessons he's learned along the way, and what might be ahead for credit unions.

Wolters Kluwer Acquires FinArch

Massachusetts Gov. Deval Patrick has signed a new law that will make it harder for credit unions and banks to foreclose by requiring lenders to jump through additional hoops.

The trade group representing state regulators is urging NCUA to make some changes as part of the agency's annual Rule Review.

A new, national organization for nonprofit groups, American Nonprofits, is planning to charter its own credit union to provide credit and other forms of financing for an estimated 11,000 nonprofits nationwide.

Insight CU, Orlando, Fla., added three new regional branch managers: Jennifer Mendez, Tonia Perodin and Greg Salter.

Both Fannie Mae and Freddie Mac last week reported strong profits for the second quarter of 2012, indicating the worst of the real estate crisis may be over.

Membership and demographics are the key things to keep in mind as credit unions project beyond 2013.

The evolution of the payments landscape and new payment technologies, specifically EMV, should be at the top of credit unions' strategic planning discussions for 2013, according to Bill Lehman, VP Portfolio Consulting for CSCU.

While expanding the credit union's reach via electronic services is even more popular today due to belt tightening, Michael King, VP strategic planning for DEI, cautions not to overlook bricks and mortar in 2013.

A proactive pension and retirement strategy is a must-have as credit unions begin their planning for 2013.

Don't give up on those members with less-than-perfect credit-they could be the key to loan growth in 2013.

The "rate business" will no longer carry the bottom line load, and Michael Moebs, economist and CEO at Moebs $ervices, insists it's time CUs become more efficient-and that means adding fees for more of the services they provide.

With many credit union members still struggling in a weak economy, credit unions are being urged in 2013 to tap technology that gets more people into cars while building loan portfolios.