Law and regulation

The Federal Reserve Board has entered into written agreements with two companies requiring them to serve as sources of strength for their banks.

We at the FDIC continue to believe the small-dollar loan model is replicable and that these loans can be cost-effective and responsive to the needs of both consumers and bankers.

Regulators issued new guidance Thursday designed to provide relief for military homeowners who must move quickly to comply with orders.

Pinnacle Financial Partners (PNFP) in Nashville has repaid the remaining $71.6 million of the $95 million it received from the Treasury Department's Troubled Asset Relief Program in December 2008.

The State National Bank of Big Spring in Texas is leading a lawsuit against the Consumer Financial Protection Bureau, becoming the first known community bank to file a lawsuit against the agency.

The question has been hanging: Which bank will be the first to put the Consumer Financial Protection Bureau to a legal test? Finally, we have an answer.

The risky practices at and implicit taxpayer guarantee for systemically dangerous megabanks are driving consumers to community-based banks.

Financial regulators Thursday said they are prepared to take action against banks and other mortgage servicers that don't give the proper help to military homeowners forced to move to a new duty location

For a company with such a good risk management reputation, JPMorgan Chase appears to have made some fairly fundamental mistakes regarding risk in its chief investment office, notes editor-at-large Barbara A. Rehm.

Freddie Mac raised its estimate for 2012 originations to $1.45 trillion in its latest economic and housing market outlook, citing lower expected 30-year rates. Freddie previously had forecast that 2012 would end with a total of just $1.3 trillion in originations.

JPMorgan Chase has decided to step on the bandwagon of megalenders refusing to participate in FHA "streamline" refinancings that are outside of their current servicing portfolios.

Fed Chairman Ben Bernanke suggested that the Volcker Rule to ban proprietary trading would have helped to prevent the $2 billion credit loss at JPMorgan.

Despite calls by industry trade groups to slow down, the consumer bureau said Wednesday that it will release a consolidated disclosure form by its July 21 deadline.

Following Dodd-Frank mandate, the OCC broadens the applicability for limits on an exposure to one person, and streamlines how limits apply to banks and thrifts.

Hispanic customers of JPMorgan Chase and Wells Fargo have long been able to pay bills or transfer money online — but only in English. Now both companies are planning to expand their Spanish-language online banking services by early next year.

Kevin Mellyn's "Broken Markets" warns that state suppression of market forces could have lasting consequences. Bankers and policymakers should take heed.

The consumer bureau announced who will be serving as counselor to the CFPB director, general counsel and ombudsman, among other positions.

The Federal Reserve Board has issued an enforcement orders against First Security Bank of Malta in Montana that gives the bank 30 days to become adequately capitalized or sell itself to another institution.

The Financial Stability Board on Tuesday outlined progress, and in some cases weaknesses, of pledges made by countries to adopt tougher capital rules in order to strengthen the global financial system.

After breezing through a Senate hearing last week, JPMorgan Chase CEO Jamie Dimon faced tough questions from members of both parties at a hearing before the House Financial Services Committee.