Law and regulation

Large U.S. banks are facing several potential crises around the world, from emerging markets, within commodities and from China's slowed growth. Consultant Mayra Rodriguez Valladares questions whether changing regulatory standards have made the biggest banks sufficiently capitalized to withstand turmoil from these global problems.

Reforming the multifamily market will lead the way to a future housing finance system where private capital takes first-loss risk and uses ingenuity to responsibly serve all markets at all times.

Home Federal Savings Bank in Rochester, Minn., has been freed from a supervisory agreement with the Office of the Comptroller of the Currency.

Nonbank mortgage lenders want to significantly alter a time-tested formula with "membership-lite." Now is not the time to lessen the capital standards for Federal Home Loan Bank membership.

Attorneys involved in Bank of America's $32 million settlement of several class action lawsuits last fall are looking for people to file claims in the case.

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The Office of the Comptroller of the Currency plans to release Associated Banc-Corp (ASBC) in Green Bay, Wis., from a February 2012 consent order.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

The new cybersecurity framework issued under a White House executive order lacks congressional mandate and tracks rules banks already follow, but some experts believe the new document could be a standard used in data breach litigation and future regulatory changes.

First Security Bank of Malta in Montana has been freed from a prompt corrective action issued by the Federal Reserve Board.

Federal authorities on Friday took their most forceful step to date toward bringing state-licensed marijuana businesses into the financial mainstream.

A group of House Democrats is urging regulators to provide a limited exemption for some debt securities issued by collateralized loan obligations under the Volcker Rule.

Citigroup said Vice Chairman Michael Helfer will retire next month and Zion Shohet will take on an expanded regulatory role.

In most states, the good-faith lending decisions made by bank officers and directors are protected from liability, even if the loans sour and the bank fails. But bankers and directors beware: you can still be sued for simple negligence.

GSE regulator says Fannie and Freddie are responsible for monitoring servicers.

The Federal Reserve Bank of Cleveland has appointed Loretta Mester as its next president and chief executive.

The Financial Stability Oversight Council met on Thursday for a previously scheduled meeting in closed session.

First Trust in New Orleans has been freed from a written agreement with the Federal Reserve Board.

FATCA requirements affect a broad cross section of stakeholders and policies within financial institutions including, but not limited to, client onboarding, investment banking, documentation, treasury and collateral management.

Housing and Urban Development Secretary Shaun Donovan says it’s important for investors in mortgage-backed securities to receive a fair price for seized mortgages.