Law and regulation

The Federal Deposit Insurance Corp. and Consumer Financial Protection Bureau released a training guide titled "Money Smart for Older Adults" to help banks, law enforcement and advocates of senior citizens deliver tips to older adults on preventing exploitation.

Goldman Sachs chief executive Lloyd Blankfein said regulators will not shy away from using their new "orderly liquidation authority" in the next crisis.

Despite opposition by the White House and Democrats, the House panel passed several derivatives bills that would modify provisions of the 2010 Dodd-Frank Act.

Bankers and regulators may need to study the barriers of entry into banking just as seriously as the NFL and Major League Baseball consider new franchises for football and baseball.

American Airlines parent company AMR Corp. intends to continue its affinity credit card relationship with Citibank, according to its revised plan to emerge from bankruptcy and merge with US Airways.

The Federal Reserve has taken action against one bank (Northwestern Bancorp in Traverse City, Mich.) and lifted an order on another (Saehan Bancorp in Los Angeles).

The Consumer Financial Protection Bureau is shedding senior officials faster than it can replace them, raising concerns that the agency will no longer be able to maintain the aggressive pace set during its nearly two years of existence.

Bankers, nonprofit executives and others recently gathered to discuss how best to provide financial services to low-income and other underserved customers. Here is some of their advice about how to charge for prepaid cards and other products, how to create new ones and how to cope with increased regulatory scrutiny.

Regulators can use the power of Big Data mining and pattern-matching algorithms to seek out triggers of contagion across an interconnected financial system.

Some banks have transformed their loan portfolios with a focus on business borrowers, and made strides in profitability at the same time.

European Union antitrust regulators invited comments on Visa Europe Ltd.’s offer to cut “significantly” the fees it sets for processing cross-border credit-card payments in a bid to end an EU antitrust probe.

Citizens Bank of Kansas in Kingman has traded in its national charter for a state charter.

The House passed several derivatives bills that would roll back or modify provisions of the Dodd-Frank reform law, despite opposition by the White House and Democrats.

Regulators are focusing attention on ensuring community banks have proper security systems in place in the wake of a string of cyberattacks on megabanks.

In response to questions from Sen. Elizabeth Warren, SEC Chairman Mary Jo White said the current policy of seeking settlements is in the best interests of consumers and companies.

The nation's seven largest banks have earned an extension to push out their swap activities as required by the Dodd-Frank reform law by the Office of the Comptroller of the Currency.

A bipartisan bill to reform the mortgage finance system being crafted in the Senate has already drawn praise from a variety of stakeholders, but the effort is almost certain to meet strong resistance from House Republicans.

The Federal Deposit Insurance Corp. and Consumer Financial Protection Bureau have launched "Money Smart for Older Adults" with tips on preventing identity theft and other common scams and how to prepare financially for life events.

Law professor Saule T. Omarova is suggesting regulators require pre-market approval for complex financial instruments like derivatives to curb systemic risk in global markets. How effective would such a program be?

Federal Deposit Insurance Corp. Chairman Martin Gruenberg signs memorandum of understanding with Canadian counterpart expressing the two agencies' "willingness to cooperate with each other" in resolutions of cross-border institutions.