Lending

The Federal Housing Finance Agency finalized a rule Tuesday that will create a "duty to serve" for Fannie Mae and Freddie Mac to help low- and moderate- income consumers, including encouraging a secondary market for manufactured housing loans.

From the rising influence of millennials to shifting trends in home prices and housing inventory, here's a look at the top housing market trends for 2017.

Merchant cash advances have been controversial because of high premiums. But they can be lucrative for cash advance companies as well as ISOs.

Auto-financing group predicts continued strong lending trends for credit unions throughout 2017.

Ben Carson accepted Donald Trump's offer to lead the U.S. Department of Housing and Urban Development, according to a statement from the president-elect's transition office Monday.

The mortgage interest deduction will be limited in reforms designed to provide tax cuts for middle-class borrowers, but not those with higher incomes, according to Treasury Secretary-designate Steve Mnuchin.

Treasury Secretary-designate Steven Mnuchin's plan to remove Fannie Mae and Freddie Mac from government control could mean increased competition for lenders' loans. But it could also prompt a rise in mortgage rates.

The decisions by some of the major national and regional banks to keep subprime auto lending in check look wise after new delinquency data from the New York Fed, and may lend credence to the belief that credit unions can boost their auto lending business as the banks step back.

While one economist recently reminded credit unions that household incomes have finally returned to pre-recession levels, another has just released data that shows credit union business lending – a creator of U.S. jobs – is still down significantly from eight years ago.

Credit union auto lending affiliate and its partner institutions have surpassed Ally Bank as the nation’ No. 2 auto financing source.

Another leading company in the turbulent online lending sphere has replaced its chief executive officer.

Creating a more responsive, intuitive site that connected to Tech CU's rebranding efforts helped drive online lending volume.

You read that number right. Learn how the $418 million credit union crafted this successful auto loan campaign aimed at millennials.

President-elect Donald Trump said in a Tweet Tuesday that he is considering Dr. Ben Carson – one of his opponents in the Republican primary – to head the Department of Housing and Urban Development.

Five credit unions in three states have partnered with myCUmortgage to receive mortgage loans services.

The Federal Housing Administration's insurance fund saw its fourth consecutive annual boost in its ratio of reserves to insured mortgages, reaching 2.32% in fiscal year 2016, the Department of Housing and Urban Development said Tuesday.

The fourth quarter is generally a slow time of year for lending, but experts say there are plenty of strategies credit unions can use to boost loan volumes at year-end and into the new year.

Credit union loan officers share their thoughts on what’s in store on the lending front for the rest of the year and into 2017.

The program has helped increase the popularity of auto-leasing programs at credit unions.

Steady, stable growth predicted as credit union lenders stick with CU staples like indirect auto lending and MBLs.