Lending

The top five community banks have more than $1.2 billion in combined farm loan portfolios as of March 31, 2024.

Zest AI more than doubled its customer base in 2023 and increased its customer base more than 50% yearly over the past four years.

Economic downturns are inevitable, but regulatory overreaction to them shouldn't be. We need to rethink the way banks are allowed to recover from economic shocks.

A key bank stock index ticked up after the Federal Reserve hinted that it could lower rates later this year. But there are still a number of economic uncertainties that are holding shareholders back.

The top five banks have combined construction loans of more than $72 billion.

The top five banks and thrifts have more than $1 trillion in combined commercial and industrial loans as of September 30, 2023.

The Center for Responsible Lending calls for states to continue to police high-cost lenders rather than facilitating their growth.

The Indiana bank is "on offense by continuing to invest in new client-facing and key support talent and being ready and opportunistic for acquisitions," CEO Jim Ryan says.

The former treasurer of FMC Corp. worries that the proposed new capital rules will translate into higher costs for corporate borrowers and reduced access to key types of financing options.

The top five banks have combined construction loans of more than $71 billion.

The top five servicers that are depositories have a combined unpaid principal balance of more than $1.89 trillion at the end of Q2 2023.

Federal Reserve Chair Jerome Powell said the central bank would not hesitate to take rates to their lower bound again, despite the challenges that rising rates have posed to banks. Economists and policy experts say other parts of the crisis playbook warrant reconsideration.

An executive with the Federal Home Loan Bank of Chicago pushes back on a BankThink article criticizing the Mortgage Partnership Finance program.

Limiting large-bank access to the system could have an unintended negative impact on smaller banks.

Banks are simultaneously looking to shed their obligations under laws like the Community Reinvestment Act and begging the government for more support in the form of higher deposit insurance limits.

Treasury's plan to overhaul the certification process for community development financial institutions will benefit the communities served by those institutions.

California regulators are suggesting that programs that allow workers fee-free access to their earnings between pay periods should be treated as loan products. That's wrong and short-sighted.

Pride month is the perfect time to take a hard look at the discrimination that LGBTQ people face in the financial services industry, particularly when it comes to obtaining credit.