Non-interest income

On Dec. 31, 2016. Dollars in thousands

Banks had a largely positive fourth quarter, but the Federal Deposit Insurance Corp. still saw signs of concern ahead, including slower overall loan growth.

Declines in deposit-service charges and in gains on the sale of auto loans drove down 4Q earnings.

Profits at the Midwestern bank fell on lower adjusted noninterest income and loans and on a one-time item.

The San Francisco private bank reported double-digit gains in originations and noninterest income that led to a nearly 30% increase in profits last quarter.

PNC’s fourth-quarter profit improved on higher lending to corporate customers for real estate and other loans.