Regulation and compliance
Regulation
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Before regulators require the country's largest banks to take on more burdensome regulations, they need to reconsider the parameters used to assess the threat of systemic risk.
October 14 -
Federal Reserve Board Gov. Daniel Tarullo said a pending measure requiring large banks to hold enough unsecured debt that can be converted in a resolution will be yet another example of U.S. regulators taking a harder line than the international agreed-to standard.
October 9 -
The Federal Reserve Board has published an 11-page guide for banks looking to acquire large rivals.
October 9 -
Bankers should temper their criticism of new regulations with some support for reform, lest the American public think the industry has failed to heed the lessons of the financial crisis.
October 9 -
There's a growing push to revisit how banks are determined to be "systemically important" under the Dodd-Frank Act, but questions about how to resolve the problem still loom large.
October 8 -
The Mortgage Bankers Association continues to push back against regulations stemming from the financial crisis, as the industry's biggest lobbying group continues pushing for regulatory relief to bolster the housing market and boost profits for its members.
October 8 -
The Offices of Minority and Women Inclusion should require financial institutions to perform regular, standardized and data-driven assessments of workforce and supplier diversity.
October 8 -
The FSOC must provide well-reasoned justifications as to why it chooses to designate a firm as systemically important and provide a clear outline of the steps that companies can take to rid themselves of the SIFI label.
October 8 -
Regulators recently offered a rare behind-the-scenes glimpse of what areas they are targeting for enforcement, saying that potential fair lending violations and how mortgages are priced and serviced remain top priorities for the future.
October 8 -
While the Volcker Rule has been in the works since 2009, the final rule is new to professionals at both banks and regulatory agencies. Everyone involved faces a steep learning curve.
October 7 -
Regulators unveiled plans Monday to broaden the use of "Legal Entity Identifiers" and launch a pilot program designed to get more information on bilateral repurchase agreements.
October 6 -
The life insurance giant became the second firm to seek an opportunity to contest its designation as "systemic" by the Financial Stability Oversight Council.
October 3 -
Radius Bancorp in Boston has filed documents for an initial public offering that will allow two of its investors to avoid being subject to portions of the Volcker Rule.
October 1 -
The complexity of the Volcker Rule means that it will be nearly impossible for banks to comply with its requirements within set time framesand regulators risk wasting a lot of time trying to enforce the unenforceable.
October 1 -
Lenders desperately want to make potentially lucrative home loans to those with less-than-stellar credit, but only a few are willing to try given legal uncertainties. Here's how a few are designing their products to get a jump on the competition.
October 1 -
Whether it was driven by procedure, policy or politics, NCUA's decision to reissue its controversial risk-based capital rule for comment met with much approbation by credit union executives and stakeholders, even as the industry is still holding its breath to see what the revised proposal looks like.
October 1 -
WASHINGTON Loans for manufactured homes typically come with higher interest rates and fewer consumer protections than more conventional mortgages, the Consumer Financial Protection Bureau said Tuesday.
September 30 -
ALEXANDRIA, Va. NCUA liquidated Republic Hose FCU in Youngstown, Ohio, Tuesday, the eighth credit union failure of the year.
September 30 -
Citigroup CEO Michael Corbat reflected with Warburg Pincus CEO Joseph Landy and Paulson & Co. CEO John Paulson on the growth paradigm of tomorrows financial markets, the role of shadow banking within it and how the world for megabanks has become permanently smaller.
September 30 -
It is tempting to believe we can avoid another crisis by giving regulators additional controls over the financial markets. A more effective approach would be to acknowledge regulators' limits.
September 30


