ST. PAUL, Minn. – Postal CU rolled out its new online banking and bill pay service, designed to increase functionality and add much-asked for features such as Notify Me alerts, a simplified yet secure login process, automatic passcode reset, person-to-person, secure messaging and bill presentment.

MasterCard Worldwide didn’t come right out and say it, but the card brand is encouraging U.S. issuers and merchants to embrace chip-and-PIN technology as part of a migration to the EMV smart card security standard in the next three years.

WASHINGTON–The Federal Deposit Insurance Corp. alerted its banks Jan. 31 of heightened risks from working with payment processors.

The video-game industry is amping up its defenses after hackers penetrated numerous payments systems last year.

Identity security and mobile payments are driving merger-and-acquisition activity in the payments industry as large companies strive to keep up with each other and the latest technology.

As preparations unfold for the U.S. payment system to convert to smart cards, merchants across the country would prefer to see a clearer process established to reach that goal.

The high costs and reputational damage caused when breaches expose sensitive customer information appear to be having little effect in persuading many companies to protect their data.

Women worry more than men do about hackers stealing their credit card numbers and banking information from smartphones, new survey data from NQ Mobile and the nonprofit National Cyber Security Alliance suggest.

A new partnership in the gaming-payments sector is another sign of the rise of alternative payments in general and gaming payments in particular.

Even with small gains in three out of four components, the Deloitte Consumer Spending Index fell slightly in December because of a decline in housing prices.

FERNDALE, Mich.-Credit Union ONE here has begun offering financial advice to members via its Facebook page.

To skeptics, fraud dangers lurk around every corner in the online shopping world.

A consumer using a PIN-debit card generally can count on a relatively high level of security and low level of technical problems associated with processing the transaction. Those have been the strong links in PIN-debit networks’ chains for years.

Australia’s hotel industry association is warning consumers of a new credit card scam targeting major hotel chains operating in the country.

One of the biggest champions of mobile payments so far comes from an unlikely sector–the coffee industry.

A move by Fidelity National Information Systems Inc., or FIS, to offer mobile-wallet technology to banks shakes up a mobile-payments market that's already includes a volatile mix of heavy hitters in the telecommunication, bank and Web spaces, bringing more complexity to a market that has yet to coalesce around a dominant delivery model.

A strong holiday shopping season appears to have led some Americans to delay extra debt payments in December, but despite an end-of-year slowdown all 50 states ended the year with less credit card debt than when the year began, according to a recent report issued by CreditKarma.com.

There are plenty of reasons to call MovenBank Corp. Ltd. a bank of the future. It hasn't opened its doors yet, for one. And it plans to be a mobile bank for the smartphone age when it launches later this year.

Voice biometrics has had its share of starts and stops as a fraud-prevention and personal authentication tool in the past decade.

MasterCard Worldwide is testing a mobile-payments system in Australia that lets the user choose whether to use a bar code or an embedded payment chip.