A move by Fidelity National Information Systems Inc., or FIS, to offer mobile-wallet technology to banks shakes up a mobile-payments market that's already includes a volatile mix of heavy hitters in the telecommunication, bank and Web spaces, bringing more complexity to a market that has yet to coalesce around a dominant delivery model.

A strong holiday shopping season appears to have led some Americans to delay extra debt payments in December, but despite an end-of-year slowdown all 50 states ended the year with less credit card debt than when the year began, according to a recent report issued by CreditKarma.com.

There are plenty of reasons to call MovenBank Corp. Ltd. a bank of the future. It hasn't opened its doors yet, for one. And it plans to be a mobile bank for the smartphone age when it launches later this year.

Voice biometrics has had its share of starts and stops as a fraud-prevention and personal authentication tool in the past decade.

MasterCard Worldwide is testing a mobile-payments system in Australia that lets the user choose whether to use a bar code or an embedded payment chip.

BALTIMORE – Johns Hopkins FCU has agreed to add MoneyDesktop’s personal financial management platform to its online banking system.

LOS ANGELES – First City CU has signed with VSoft Corp. to implement the company’s image exchange and settlement solutions, including its inclearings, returns and archive services.

Voice biometrics has had its share of starts and stops as a fraud-prevention and personal authentication tool in the past decade. Experts who note a person’s voice has more than 100 unique characteristics compared with only 40 for a fingerprint see the added value in voice biometrics as defense for card-data security.

Romantic hopefuls lacking a checking account or a credit or debit card soon may have another option to pay for online dating services.

The dollar volume of online fraud rose last year, but actual incidents of fraud dropped, according to a report released Jan. 24 by CyberSource Corp., a unit of Visa Inc.

Mortgage and home equity lines of credit delinquencies are predicted to rise, according to bank risk executives polled by the Professional Risk Managers' International Association, in a survey sponsored by FICO.

Eyeing the growing Asian online retail market, Hong Kong-based online and mobile-payment services provider AsiaPay Ltd. has launched a debit-based payment service for the Asia Pacific region.

The Southeastern Pennsylvania Transportation Authority is working with a unit of Xerox Corp. to add contactless-payment acceptance at public-transit turnstiles.

The dollar volume of online fraud rose last year, but actual incidents of fraud dropped, according to a report released Jan. 24 by CyberSource Corp., a unit of Visa Inc.

Alipay has launched a payment application for the Windows Phone as part of a larger measure to increase mobile access to its services, the online and mobile-payment platform under the China-based Alibaba Group announced earlier this month.

A new report from Experian points to improvement in business performance in most categories in the fourth quarter ended Dec. 31 compared with the previous quarter.

PayPal Inc., which has been testing a point-of-sale payment system with Home Depot, reportedly is testing the same system with Office Depot Inc.

The city of Franklin, Tennessee wants to hire a collection agency to help chase outstanding fines and court costs.

Relentless organized crime rings are launching increasingly sophisticated cyberattacks to steal online consumers’ personal or payment card data. And these attacks come as no surprise to those tasked with preventing fraud because “organized” suggests plenty of collaboration or partnerships to plot crimes.

YORK, Penn. – First Capital FCU is going mobile with the help of a QR code.