Recent reports that the National Security Agency has been undermining encryption on the Internet raise questions about the security of online banking data. The spy agency has been installing "back doors" in commercial software and introducing weaknesses to industry encryption standards, according to documents leaked to the media by Edward Snowden. The good news (such as it is) is that cybercriminals may not take advantage of these vulnerabilities, since they usually focus more on tricking humans through tactics like phishing than on the time-consuming work of cracking codes.