Navigating risk: How consumer lending and underwriting models are changing during the pandemic and beyond 

Tuesday, July 21, 2020 2:00 p.m. EDT
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The pandemic hit, and most banks drastically slowed or halted their consumer lending programs altogether. Those that continued to lend increased their FICO minimums and increased pricing to minimize risk exposure. Meanwhile, with more than 20 million Americans out of work, the need for cash and demand for lending products have only escalated in the past few months.

How can banks meet this demand and delight customers while managing risk? What can a bank’s performance of personal loans using new underwriting models during the pandemic teach us about how to manage risk versus reward going forward?

Join First National Bank of Omaha and Upstart for this web seminar to:
● See how credit that originated before the crisis has performed through the crisis.
● Hear how First National Bank of Omaha is lending while managing risk appropriately during the pandemic.
● Learn how to adjust underwriting to manage risk and continue to originate loans moving forward.

Lending Risk Customer experience
Key Speakers
  • Nick Baxter
    Nick Baxter
    Nick Baxter, EVP & Chief Risk Officer, First National Bank of Omaha
  • Marc Butterfield
    Marc Butterfield
    SVP, Innovation & Disruption, First National Bank of Omaha
  • Jeff Keltner
    Jeff Keltner
    SVP, Innovation & Disruption, Upstart
  • Mike Perkowski.
    Michael Perkowski
    Co-founder and Partner, New Reality Media LLC