Resources

Regaining payments leadership will require banks to embrace digital, adopt new business models, and even collaborate with FinTech competitors.

As the corporate, commercial, and SME banking industry undergoes a fundamental shift, banks must create customer experiences that are unimaginable today.

Survey from Guidehouse & American Banker/Arizent finds that technology needs to be more closely aligned with broader fraud mitigation programs

Regulators have joined the call for banks to change their approach to overdraft. But simply getting rid of the fees is impractical for many banks, according to Leo D'Acierno and Betty Cowell, senior advisors at the strategy and marketing consultancy Simon-Kucher & Partners.

The banking industry has been working to beat back a proposal that would require banks to disclose certain customer account information to the Internal Revenue Service. But even if they succeed, the problem of unreported taxable income isn't going away.

Startups focused on embedded banking, small-business finance and health care insurance will prosper in the year ahead, predicts Alex Lazarow, partner at the San Francisco global venture capital fund Cathay Innovation.

We've all had those “if only” moments. Times we know there’s a better way to drive business – if only we had the right tools. Learn how Equifax helps financial institutions solve challenges across the customer's life cycle.

Small businesses are essential to the US economy. Over 99% of paid-employee firms are small businesses. Additionally, small businesses account for about 44% of the GDP. Check out this infographic for an overview of the impact the pandemic has had on small business credit access and the role credit access could play in the small business recovery.

Troubled times breed sophisticated fraudsters. The 2020 quarantine caused online sales to spike, resulting in an acceleration of digital fraud. Download this infographic to learn more.

Credit Trends is a powerful intelligence tool that delivers unmatched perspective into anonymous, time-series credit data, specifically attributed for trending, market analysis, benchmarking and research purposes. Utilizing proven Equifax technology and analytics to link and track account level credit data for the complete Equifax U.S. consumer credit database over time and across a number of different dimensions and monthly credit history from July 2005 to present. Download now.