The COVID-19 pandemic had a profound effect on small businesses. Though small businesses are recovering, in order to survive and grow, they will continue to need access to capital. This paper explores the impact the pandemic has had on small business credit access and lays out a path to affordable credit access.
Immigrants transfer billions overseas every year, and that market is dominated by nonbanks, crypto and fintechs. Those services could help banks get more customers in the door, but it’s easier said than done.
Circle CEO Jeremy Allaire argues that Gary Gensler’s association of stablecoins with gambling doesn’t match how they're used, the way they're regulated or their potential benefit to the financial system.
Many fintech companies are offering quality, low-cost services to people who are left out of mainstream banking. But low-income consumers face barriers that technology alone can't solve.
Lenders don’t always have the resources to build competitive digital banking solutions in-house - so Blend set out from the start to partner with banks, lenders and other fintechs to bring about much-needed change and innovation to financial services.
With customer trust and security at stake, notarizations are essential to safeguard the authenticity and integrity of important documents, but the process is often tedious and time-consuming.
Alloy is the Identity Decisioning Platform that helps banks and fintech companies automate their decisions, approve more good customers and outmaneuver fraud. Alloy powers top 20 banks and the biggest name in fintech
